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Attorney for the People

Owensboro Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is often used by people who have secured assets. You must have enough income to repay a good portion of your debts to qualify for Chapter 13. If you do not have enough income, Chapter 7 may be a better option.

At David M. Taylor, P.S.C., we help individuals and couples in Kentucky file bankruptcy. You can rely on our lawyer's experience when you are facing debt and the possibility of foreclosure. Attorney Taylor will discuss your finances with you and explain how Chapter 13 may allow you to take control of your debt and stop home foreclosure.

Protect Your Home And Your Finances

Chapter 13 bankruptcy involves a reorganization of debts into a repayment plan of three to five years. The plan's payments are set at an amount that you can afford. When you complete the plan, any secured and unsecured debts left over may be discharged if they are eligible. We will talk with you about how the repayment plan will apply to your specific situation.

Many people file Chapter 13 because they want to keep their house or car. All chapters of bankruptcy stop foreclosure and vehicle repossession, at least temporarily, with the automatic stay. If your mortgage and car payments are part of the debt repayment plan, you can keep these assets by completing the plan and continuing to make the loan payments in the future.

You Can Take Action Today

Please call our Owensboro office at 270-215-4356 or contact us online to schedule a free consultation today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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